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Young Driver Tips

Essential advice to help you stay safe on the road and save money on your insurance.

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Good Student Discount

Maintaining a 'B' average or higher can save you up to 25% on your premiums. Insurance companies see good grades as a sign of responsibility.

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Choose the Right Car

Sports cars and luxury vehicles cost more to insure. Opt for a sedan or SUV with high safety ratings to keep your rates low.

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Telematics Apps

Many insurers offer "safe driver" apps that track your driving. Good habits like smooth braking and obeying speed limits can earn you big discounts.

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Defensive Driving

Taking an approved defensive driving course not only makes you safer but can also qualify you for an additional discount.

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Stay on Parents' Policy

If possible, staying on your parents' policy is usually cheaper than getting your own, especially if you can take advantage of their multi-car discount.

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Build Credit

In many states, your credit score affects your insurance rate. Building good credit early can help lower your premiums over time.

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