Car Insurance in United States
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Insurance Requirements in United States
Minimum Liability Coverage
Almost every state requires you to carry Bodily Injury and Property Damage Liability coverage to pay for damages you cause to others.
Personal Injury Protection (PIP)
In "no-fault" states, PIP is mandatory. It covers your own medical expenses regardless of who caused the accident.
Uninsured Motorist Coverage
Many states require this coverage to protect you if you are hit by a driver who doesn't have insurance or in a hit-and-run.
Proof of Insurance
You must carry digital or physical proof of insurance in your vehicle at all times and present it to law enforcement upon request.
Choose Your Preferred Provider
Compare top-rated insurance companies available in United States
SafeDrive Plus
Top-rated insurance for young drivers with accident forgiveness
What's Included:
- Accident Forgiveness
- Mobile App Management
- 24/7 Claims Support
- Multi-Car Discounts
- Good Student Discounts
- Safe Driver Rewards
GenZ Shield
Modern insurance built specifically for Gen Z lifestyle
What's Included:
- Pay-Per-Mile Options
- Crypto Payment Support
- Instant Digital Cards
- Rideshare Coverage
- Gig Economy Protection
- Social Media Claims
NextGen Auto
AI-powered pricing with personalized coverage options
What's Included:
- AI Risk Assessment
- Custom Coverage Plans
- Telematics Discounts
- Green Vehicle Discounts
- Emergency Roadside
- Rental Car Coverage
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